Health cash plans are different from private medical insurance in that they are designed to offset the cost of regular health care bills. Cash Plan’s provides help towards the cost of everyday health care expenses such visits to the dentist, optical bills, specialist consultations, physiotherapy, hospital treatment, home help, specialist care and many other common healthcare needs.
Typical advantages of a cash plan:
No medical required before joining a plan
Can be used towards the cost of dental and optical treatment plus many other treatments
Children are usually included free of charge
They are inexpensive
Can be tailor made to each persons needs
Get in touchFrom a company perspective, Cash Plan’s are perceived as a highly valued employee benefit whilst being a low cost solution for healthcare cover.
A cash plan can help companies in reducing their absenteeism and can help improve staff retention. Employee’s can see the benefits of their cash plan through their regular healthcare needs, this helps to create a sense of worth with their employer.
Cash plan’s are not a substitute for an actual Private Medical Insurance policy.
Cash plan’s are subject to potential rate increases at renewal depending on factors such as performance.
J Osborne’s will ensure that we investigate the benefits of the cash plans available to you – this will depend on your group size and benefits required – i.e., some cash plan providers provide benefit to claim back on your PMI excess – however this is only with certain providers and can depend on the claim type that the excess applies against.
J Osborne Healthcare have helped us find a suitable Private Medical Insurance scheme for our company. They did exactly what they promised to do and we are more than happy to recommend their professional approach and service.
Angie Reilly
Kelly Contracting Ltd
J Osborne healthcare have been taking care of us for 13 years and the service is first class. The level of care and attention to detail are excellent as you would expect but it is the support and personal care that makes the service stand out. Support with new joiners, migrations etc. is excellent and then, whilst we have our preferred insurer J Osborne always provide us with a full market review at renewal time; allowing us to make informed decisions. Additionally, support (and discounts) when booking health screening / assessments for either individuals or groups means we can get on with running our business and provide great benefits for our staff without any hassle. I’ve been recommending them to my friends for years and they’ve never disappointed.
Ian Roe
Mercury Search & Selection Ltd
We have used the services of J Osborne for a number of years now. We employ them for both employment law and health and safety. Over this period of time they have proved to be very professional and useful in keeping our documentation up to date and so far to date we have avoided any serious employment law problems.
Frank Healey
M & W Freight
